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Credits and Loans Personal Payday

on April 2, 2018 in Bank Loans 18 Comments

Banking institution that offers a wide range of loans and credits for its client in the Good Financial branches for different purposes.

The options are for clients with payroll domiciled in the bank and for others interested in getting a car, house or improving the conditions of SMEs.

Let’s look at the alternatives available today.

Good Financial Personal Payday Loans

Good Financial Personal Payday Loans

Good Financial Personal Payday Credit

The Good Financial Personal Payday Credit allows you to decide the term of the monthly payments, from 24 to 60 months with the option to pay the credit at the time you decide.

The annual interest rate goes from 17% plus VAT that will be the same regardless of the term you choose to pay.

Personal Payday Credit Good Financial can request it at any Banamex Branch with a pre-authorization of your credit immediately.

The interest rate is fixed and you can make payments by different means: charge on account or at the window of any Banamex branch.

Also, there is no penalty if you decide to finish paying before. and remember that when you finish paying this credit, you can ask for another one.

The Good Financial Personal Payday Credit has different terms, from 24 to 60 months and includes a debt release insurance.

What is the minimum and maximum amount of credit you can apply for? The maximum amount is $ 750,000 and a minimum of $ 3,000.

Good Financial Personal Payday Credit Commissions

Good Financial Personal Payday Credit Commissions

  • By opening 2.0% plus VAT of the amount requested which is added to the total amount of the credit and paid within the agreed period. Frequency of the commission: Unique.
  • Annuity: $ 0.
  • Account statement printing: $ 100 plus VAT. Frequency of the commission: By event.

Total Annual Cost (CAT) AVERAGE: 25.9% excluding VAT.

Good Financial Personal Payday Credit Requirements

Steps to follow:

You can get the pre-authorization of your Instant Credit application in just 10 minutes.

Go to your branch with your current documentation and get your credit authorization in just 15 minutes.

In case you have a definitive answer in 48 hours.

  • Be physical or physical person with business activity.
  • Have Mexican or foreign nationality with FM2 format.
  • Have telephone at home.
  • Valid official identification.
  • Proof of minimum monthly income of $ 5,000.
  • Proof of address.
  • Be a Banamex client, once the line of credit has been authorized, the amount will be deposited in your Traditional, Master, Productive or Profiles Checking Account.
  • The age to apply is 21 to 79 years 11 months.

Good Financial Payroll Credit

Good Financial Payroll Credit

Good Financial Payroll Credit

This credit is available to those who receive their payroll at Good Financial with a fixed interest rate of 15% per year plus VAT if you are an employee and 25% per year plus VAT if you are pensioner.

There is no commission for opening or annuity and you do not need to justify the destination of use.

This Good Financial payroll credit is redeemable, that is, while you are paying it you can use it again.

Without credit references, you can get up to eight months of salary or $ 80,000, depending on your ability to pay.

In case of having references, the Good Financial Payroll Credit offers you from $ 2,000 up to $ 500,000.

The TOTAL ANNUAL COST (CAT) AVERAGE for employees is 32.1% excluding VAT and for Pensioners CAT AVERAGE 28.1%, excluding VAT.

You can use it as many times as you want, as you can re-allocate the part of the balance that you have already paid through Good Financial ATMs, calling the Call Center or by going to your nearest Good Financial Branch.

The payments will be automatically charged to your account, if your payment is biweekly on days 4 and 19 of each month and on the 5th of each month if your payment is monthly.

You can check your balance at ATMs and make free movement.

The terms are 36 and 48 months with frequency of biweekly payment and 60 months with monthly payment frequency.

Remember that in case of death, you have a debt release insurance.

Requirements Good Financial Payroll Credit

  • Be a physical person of Mexican nationality or foreigner with permanent Resident Card in force.
  • Be between 21 and 79 years old 11 months old.
  • Receive your payroll at Good Financial, with Pagoma Card, Profiles Account, Traditional Master Account or Master Account Option.
  • Have minimum monthly income of $ 2,000 if you are an employee or $ 1,500 if you are a pensioner.
  • Be three months old with your payroll account.
  • Valid official identification.
  • Proof of address (in case your current address is different from your voter’s credential).
  • Proof of income.

Commissions Credit Payroll Good Financial

  • No commission for opening and annuity.
  • Commission for disposal of $ 50 plus VAT (periodicity of the commission: per event). No fee will be charged in the first provision.
  • Commission for printing a statement of account of $ 30 plus VAT (periodicity of commission: per event).
  • Fill out the corresponding Contract Application. Official identification, yours and your joint obligations (if applicable).
  • Registration at the SHCP or Fiscal Situation Statement (with less than 6 months of issuance).
  • Comprobante de domicilio Personal Payday y fiscal.
  • 4 years of operation in the business (applies for PFAE and PM) .FM2 or Naturalization Letter (only applies for foreigners).
  • Requires Solidary Obligation for Moral Person.
  • Requires Solidary Obligation for Individuals with Business Activities starting at $ 1’000,000.

Commissions

  • Opening Up to 2% of the authorized line Only time
  • Printing of Additional Account Statements: From the second, you will be charged for each account statement printed within the same period between the cut-off dates. $ 40 per event
  • Unclear clarifications. $ 150 per event




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